General information
In the case of rental agreements for commercial premises, landlords often demand a higher security deposit than is usual for residential rental agreements, partly because the law places no limit on the amount of the security deposit Rental deposit is specified. In practice, tenants of commercial premises often have to provide a rental deposit of six months' rent on average. In most cases, the rent deposit is paid via an interest-bearing rent deposit or a bank guarantee.
The alternative to the conventional commercial rental deposit is goCaution Commercial rent deposit insurance. In this way, tradespeople can insure the sum for the rental deposit against payment of an annual premium. This means that the liquid funds remain in the company's possession and can ideally be used for other investments.
Costs, application and contract
The annual premium is between 4.5% and 6% of the guarantee amount, with a minimum annual premium of CHF 236.25. The premium rate is determined after risk assessment of the request. You will not be charged any additional fees (acquisition, administration or collection costs).
Termination / Release
Landlords often demand a higher security deposit for commercial leases than is usual for residential leases, especially as the amount of the security deposit is not limited by law. In practice, it is often the case that tenants of commercial premises have to pay a security deposit amounting to an average of six months' rent. The rent deposit is usually paid in the form of an interest-bearing rent deposit or a bank guarantee.
The alternative to the conventional rent guarantee for tradespeople is the rent guarantee insurance for tradespeople goCaution. This allows tradespeople to pay an annual premium to secure the amount of their rental deposit. This means that the liquidity remains in the company and can ideally be used for other investments.