Basics
What is a rental deposit insurance, how does it work and how does it differ from a traditional bank deposit.
What is a rental deposit insurance?
A rental deposit insurance replaces the traditional rent deposit held in a bank account with a surety bond.
How does the rental deposit insurance work?
The process from application to surety certificate – explained step by step.
Step by stepComparison: rent deposit account vs. rental deposit insurance
Compare the traditional bank deposit with the modern surety bond solution.
What is the maximum permitted rental deposit?
Statutory upper limits for residential and commercial premises in Switzerland.
What types of rental deposit are there?
Rent deposit account, rental deposit insurance and bank guarantee at a glance.
What are the advantages and disadvantages of rental deposit insurance?
All the pros and cons of rental deposit insurance at a glance.
Can I switch back to a bank deposit later?
Yes – possible at any time and without notice periods.
Do I also need personal liability insurance?
Yes, strongly recommended – the rental deposit insurance is not a liability policy.
Does the landlord have to agree to the surety bond?
Yes – but the vast majority of property managers accept the solution.
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